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Ecommerce fraud pressure rose 33% year over year in early 2026, per Signifyd's 2026 State of Fraud Report, while global losses head toward $107 billion by 2029 (Juniper Research). See the 2026 data on losses, attack types, and refund abuse.
Merchants estimate 43.8% of their chargebacks are friendly fraud, per Chargebacks911's 2026 Chargeback Field Report (n=250+ merchants). Card networks and industry reports put the real share anywhere from 13% to 30%, and here is why the numbers disagree so sharply.
Chargeback fraud and misuse cost US merchants more than $170 billion a year, according to Chargebacks911's 2025 Cardholder Dispute Index. See the 2026 data on rates, costs, and friendly fraud by industry.
