Generate your Terms & Conditions for free. Get started now →

17% of Holiday Gifts Returned: Post-Christmas Data 2026

Refund Policy · 12 Aug, 2026

17% of Holiday Gifts Returned: Post-Christmas Data 2026

17% of holiday sales were expected to be returned in the 2025 season, according to NRF and Happy Returns' 2025 Retail Returns Landscape report (2,006 consumers, 358 retailers). See post-Christmas return rates, fraud data, and what shoppers want from a return policy.

TCT Team Read article
439 Million People Use PayPal Worldwide in 2026

Refund Policy · 12 Aug, 2026

439 Million People Use PayPal Worldwide in 2026

PayPal had 439 million active accounts worldwide at the end of 2025, per its Q4/full-year 2025 earnings release, and 57% of US adults say they have used it. See the account growth history, country breakdown, and how PayPal's user count compares to Venmo.

TCT Team Read article
Refund Policy Requirements for Digital Products and Subscriptions

Refund Policy · 12 Aug, 2026

Refund Policy Requirements for Digital Products and Subscriptions

How to write a refund policy for SaaS, digital downloads, and subscriptions, covering mid-cycle proration, trial-to-paid conversion windows, and app store rules that override your own terms.

TCT Team Read article
50 Million Content Creators Worldwide in 2026

Disclaimer · 11 Aug, 2026

50 Million Content Creators Worldwide in 2026

Goldman Sachs Research counts 50 million professional and semi-professional content creators worldwide in 2026, while Linktree's broader estimate puts the total closer to 200 million. See where each count comes from, platform by platform.

TCT Team Read article
How to Write an Accessibility Statement That Meets ADA and WCAG Expectations

Accessibility Statement · 11 Aug, 2026

How to Write an Accessibility Statement That Meets ADA and WCAG Expectations

How to write an accessibility statement that names a conformance target, discloses known limitations, and gives a real feedback contact, plus what ADA, WCAG, and the EU's EN 301 549 each expect from it.

TCT Team Read article
56.4% of US Ecommerce Sales Are Now Mobile [2026 Data]

Refund Policy · 11 Aug, 2026

56.4% of US Ecommerce Sales Are Now Mobile [2026 Data]

Smartphones drove 56.4% of US online holiday transactions in 2025, up from 54.5% in 2024, according to Adobe Analytics' review of more than 1 trillion visits to US ecommerce sites. See the 2026 mobile ecommerce share data by season and category.

TCT Team Read article